FundingPips rules: daily loss, maximum loss, targets, payouts, and the cTrader details
2 Step Standard on cTrader: 8% then 5%, inside 5% a day measured from the higher of opening balance and equity, and 10% overall.
The rules, programme by programme
| Rule | 2 Step Standard |
|---|---|
| Profit target | Phase 1: 8%Phase 2: 5% |
| Maximum daily loss | 5% |
| Maximum loss | 10% static |
| Daily reset | 00:00 platform time (UTC+3) |
| Daily loss measured on | "5% of the higher value between your opening balance or opening equity for that day." Floating and closed P&L both count. |
| Minimum trading days | 3 trading days in each phase |
| Time limit | "no time limit on either phase", "as long as at least one trade is completed every 30 days" |
| Other objectives | A Profit Concentration Policy at $25,000 and above: if one trade idea supplies more than 60% of the profit target in any evaluation phase, the Master account that follows needs 4 profitable days before each reward request. |
| Source | Firm’s page |
Checked . A firm changes its terms without telling anybody here; its page is the one that counts, and this one is corrected when it is found to differ.
What a daily breach does at FundingPips
| At a breach | A hard breach: "immediate account termination with no grace period." The firm's own FAQ says a trade that hit the limit during the day and closed in profit is still a violation. |
|---|---|
| Account reset after a breach | A discounted reset within 7 calendar days of the breach: 15% off Phase 1, 10% off Phase 2, 7% off a Master account (not at $100K). |
| Source | Firm’s page Checked |
Trading around news at FundingPips
| The window | On Master accounts, profits from trades opened or closed from 5 minutes before to 5 minutes after restricted high-impact news on the affected currency (10 minutes either side of a speech) may be deducted; a trade opened 5 hours or more before may be closed inside the window. On FundingPips Zero Master accounts, holding, opening or closing a position from 10 minutes before to 10 minutes after is not allowed. |
|---|---|
| Stops and take-profits | The firm's page speaks of trades "opened or closed" and does not mention stops or take-profits. |
| What it costs | Master: the profit may be deducted. Zero: "will result in account closure". |
| Source | Firm’s page Checked |
Payouts and consistency at FundingPips
| Reward cycles | On Demand: 90%, from 2% profit. Weekly: 60%, "seven days after the first executed trade". Bi-Weekly: 80%, "every 14 calendar days". Monthly: 100%, with "At least 7 profitable days". Firm’s page |
|---|---|
| Smallest request | "1% of the Master Account Size" Firm’s page |
| Consistency at the payout | "no single trading day can account for more than 35% of total profit", on the On Demand and Monthly cycles only; over it, "reward requests are blocked until the score comes back down" Firm’s page |
| Payout cap | Not stated on the firm's page Firm’s page |
Checked . The firm’s own help centre is the one that counts.
The rule that ends most evaluations
It is the daily one, and the rules table at the top shows why: in every programme here the daily line is the tighter of the two, usually half the maximum. A loss taken in one sitting reaches it first. Only a drawdown spread patiently across several days arrives at the maximum without tripping it, and patience is not what a losing day is made of.
The published figures point the same way, with the caveat they deserve - this is one firm’s tracking of its own evaluations, not an audited measurement of the market, and no audited one exists: 78.7% of failed evaluations at OneFunded ended on a daily loss limit breach - OneFunded's own data on its own challenges, with neither sample size nor period stated (Checked ).
What ends the day is rarely one bad trade. It is a run of ordinary ones taken after the first loss, sized against the account label rather than against the few thousand that actually end it.
The questions that follow from it, answered with this firm’s rule:
- Does floating loss count toward FTMO's daily loss limit?
- When does FTMO's daily loss limit reset?
- Why did my prop-firm account breach when I closed the day in profit?
- I hit my prop firm's daily loss limit. What happens now?
Two things follow. The number to hold in your head is not the limit but what is left of it right now, floating positions included; the drawdown calculator shows that from the numbers on your platform. And the risk per trade that survives a normal losing run is smaller than most people’s first guess; the challenge calculator counts how many losses in a row a given size leaves before the line.
cTrader at FundingPips
The firm runs its own cTrader instance, beside MetaTrader 5 and Match-Trader. Source. Checked
What Propcockpit does beside these rules
There is no one-click FundingPips preset yet; the two loss limits above are typed into the Risk rules by hand, as a percentage of the Initial capital - the size the firm issued. The day is measured from the higher of balance and equity at the Daily reset, which is at least as strict as the firm’s own convention and is not the firm’s own measurement.
An order placed through Propcockpit is sized from a risk per trade and checked against those limits before it is sent, and carries its stop to the broker. A position opened directly in cTrader is read and counted rather than intercepted. None of that makes an evaluation impossible to fail; it makes the order that would fail it something you have to place somewhere else.