Fintokei rules: daily loss, maximum loss, targets, payouts, and the cTrader details
Three programmes on TradingView, MetaTrader 5 and cTrader, with a per-trade open-risk cap on top of the two loss lines.
The rules, programme by programme
| Rule | ProTrader, 2-phase | StartTrader, 3-phase |
|---|---|---|
| Profit target | Phase 1: 8%Phase 2: 6% | Phase 1: 2%Phase 2: 3%Phase 3: 6% |
| Maximum daily loss | 5% | 3% |
| Maximum loss | 10% static | 6% static |
| Daily reset | Midnight UTC, when the firm takes its end-of-day equity snapshot | Midnight UTC, when the firm takes its end-of-day equity snapshot |
| Daily loss measured on | Equity, per the firm's programme table. A -3% cap on open-trade risk applies as well. | "Daily loss limit calculated from Start of the day equity". A -3% cap on open-trade risk applies as well. |
| Minimum trading days | "min 3 trading days" on the ProTrader page; the homepage says "Min 3 profitable days" for accounts above $5K | "min 3 days" |
| Time limit | "max unlimited" | "max 180 days", phases I and II |
| Other objectives | None beside the rules above | A consistency rule in all three phases: no single day may supply more than 40% of the profit target. Check yours. |
| Source | Firm’s pageDaily resetMinimum trading days | Firm’s pageDaily resetMeasured on |
Checked . A firm changes its terms without telling anybody here; its page is the one that counts, and this one is corrected when it is found to differ.
What a daily breach does at Fintokei
| At a breach | "considered a hard breach"; the firm's article says of ProTrader that "your ProTrader account will be terminated" |
|---|---|
| Account reset after a breach | Not stated on the firm's page |
| Source | Firm’s page Checked |
Trading around news at Fintokei
| The window | No news window: "you can open or close trades before, during or after periods of extreme volatility caused by significant news events." |
|---|---|
| Stops and take-profits | Not restricted. |
| What it costs | None: there is no window to break. |
| Source | Firm’s page Checked |
Payouts and consistency at Fintokei
| When | Once "at least 14 days have passed from your last successfully processed payout or since the first trade placed" Firm’s page |
|---|---|
| Smallest request | 100 EUR or 100 USD (120 on the 400,000 ProTrader plan), 2 000 CZK, 20 000 JPY Firm’s page |
| Split, ProTrader | 80% Firm’s page |
| Split, StartTrader | 50-100% Firm’s page |
Checked . The firm’s own help centre is the one that counts.
The rule that ends most evaluations
It is the daily one, and the rules table at the top shows why: in every programme here the daily line is the tighter of the two, usually half the maximum. A loss taken in one sitting reaches it first. Only a drawdown spread patiently across several days arrives at the maximum without tripping it, and patience is not what a losing day is made of.
The published figures point the same way, with the caveat they deserve - this is one firm’s tracking of its own evaluations, not an audited measurement of the market, and no audited one exists: 78.7% of failed evaluations at OneFunded ended on a daily loss limit breach - OneFunded's own data on its own challenges, with neither sample size nor period stated (Checked ).
What ends the day is rarely one bad trade. It is a run of ordinary ones taken after the first loss, sized against the account label rather than against the few thousand that actually end it.
Two things follow. The number to hold in your head is not the limit but what is left of it right now, floating positions included; the drawdown calculator shows that from the numbers on your platform. And the risk per trade that survives a normal losing run is smaller than most people’s first guess; the challenge calculator counts how many losses in a row a given size leaves before the line.
cTrader at Fintokei
"At Fintokei, you can trade on TradingView, MetaTrader 5, and cTrader." Source. Checked
What Propcockpit does beside these rules
There is no one-click Fintokei preset yet; the two loss limits above are typed into the Risk rules by hand, as a percentage of the Initial capital - the size the firm issued. The day is measured from the higher of balance and equity at the Daily reset, which is at least as strict as the firm’s own convention and is not the firm’s own measurement.
An order placed through Propcockpit is sized from a risk per trade and checked against those limits before it is sent, and carries its stop to the broker. A position opened directly in cTrader is read and counted rather than intercepted. None of that makes an evaluation impossible to fail; it makes the order that would fail it something you have to place somewhere else.